Markets overview

Key U.S. interest rates, Treasury yields, and the securities you track.

Rates summary

Automatic summary

Treasury yields fell on Oct 30: the 10-year dropped 4 bp to 4.94% and the 2-year 5 bp to 4.56%. That is the 10-year's lowest close since Sep 17, 2026. The 10-year yield sits 38 bp above the 2-year. The effective federal funds rate was 3.88% on Oct 29, within the Fed's 3.75%–4.00% target range. The average 30-year fixed mortgage rate fell 8 bp to 7.24% in Freddie Mac's Oct 29 survey, its second straight weekly decline. The U.S. prime rate has been 7.00% since Sep 17, 2026, when it rose 25 bp.

Written automatically from the figures on this page. Not investment advice.

Rates summary

Key U.S. interest rates

Each rate publishes on its own schedule; check its date.

All rates

Federal funds rate
Effective rate (EFFR) · Daily. Published each business morning for the previous business day.
3.88%
unchangedvs. Oct 28
Fed target range (FOMC)
3.75%–4.00%
Delayed: Official daily publication, not an intraday value.As of Oct 29, 2026Source: Federal Reserve Bank of New York(opens in a new tab)
10-year Treasury yield
Par yield, constant maturity · Daily. Published after each trading day's close.
Loading: 10-year Treasury yield
2-year Treasury yield
Par yield, constant maturity · Daily. Published after each trading day's close.
Loading: 2-year Treasury yield
30-year fixed mortgage rate
U.S. weekly average · Weekly. Freddie Mac survey of lenders, released on Thursdays.
Loading: 30-year fixed mortgage rate
U.S. prime rate
Bank prime loan rate · Irregular. Set by major banks; usually moves right after a Fed rate decision.
Loading: U.S. prime rate